01
You share your link
Drop your Block2Pay link in any WhatsApp chat, Instagram bio, or catalog. One link per shop. Permanent.
A single link your buyer taps. Money waits in escrow until they confirm delivery. Disputes under GHS 500 resolved in 24 hours — backed by our insurance pool.
Black Hair Lounge
online
getblock2pay.com
Black Hair Bundle · 22 inch
GHS 350 · TaafPay Verified seller
BBlock2Pay
Paying safely. Powered by TaafPay.
Black Hair Lounge
Verified247 sales · 1.2% disputes · ★ 4.8
Black Hair Bundle · 22 inch
GHS 350.00
Why this matters now
GHC 3.5M
Lost to online shopping scams in Ghana in 2023 alone — and another GHC 2M in just Q1 2024.
+38%
Year-over-year increase in online fraud reports in 2025. 4,872 cases logged by Ghana Police.
< 12%
Recovery rate when buyers get scammed. The Consumer Protection Bill has been stalled since 2006.
Sources: Ghana Cybersecurity Authority · Ghana Police Service Cyber Crime Unit · DataReportal 2024
Three steps. One link.
Your buyer doesn't sign up. No app to download. They just tap, pay with MoMo, and confirm when the item arrives.
Drop your Block2Pay link in any WhatsApp chat, Instagram bio, or catalog. One link per shop. Permanent.
They tap, enter their MoMo number, and approve the prompt. Money is held safely — not in your account yet.
Mark the item shipped. When they confirm receipt — or 72 hours pass with no complaint — funds drop into your MoMo.
Other escrows exist. None won.
Noworri, Pay Safe Ghana, PayLock — they've been around. They never broke through. Here's what they got wrong, and we fixed.
They just tap the link and pay with MoMo. No app, no account, no email. The five-second flow your buyer expects in 2026.
vs. competitors require BOTH parties to register first
Disputes under GHS 500 settle within a day, backed by our insurance pool. Sellers respond in 24h or we auto-refund the buyer.
vs. competitors leave both sides waiting in dispute limbo for weeks
Your buyer doesn't leave the conversation. The link, the receipt, the delivery confirmation — every step happens where commerce actually happens.
vs. competitors are web destinations buyers have to discover
Once you're verified, you get a “TaafPay Verified” badge you can put in your Instagram bio, WhatsApp catalog, or website. Every seller becomes our distribution.
vs. competitors have no public-facing trust signal at all
For sellers
Verify your Ghana Card with us in under five minutes. Then put the “TaafPay Verified” badge on every channel you sell on. Watch your conversion go up.
Insurance pool · Public
0.5% of every transaction goes into our insurance pool, which we use to refund buyers on fast-track disputes. We publish the balance every quarter. Nobody else does this.
Pool balance · Q1 2026
GHS47,250
Pricing — no tricks
You only pay when you get paid. Free under GHS 50 so buyers can test you without friction.
2.5%
Capped at GHS 50. Of which 0.5% goes to the insurance pool that protects every buyer.
Five hubs · One pricing · No surprises
Frequently asked
After you mark an order as shipped, your buyer has 72 hours to confirm or open a dispute. If neither happens, the money releases to you automatically. We'll send them WhatsApp reminders during that window so they don't forget.
For transactions under GHS 500, our 24-hour fast-track kicks in. You get an instant WhatsApp alert with 24 hours to respond — approve the refund, share your evidence (delivery photo, chat screenshots), or reject. If you don't respond, the buyer is refunded from our insurance pool. For amounts over GHS 500, we review manually with 7-day evidence windows for both sides.
No. Your Ghana Card is enough for individual sellers up to GHS 50,000/month transaction volume. Adding a business registration certificate and TIN unlocks higher limits up to GHS 500,000/month and beyond.
Within one hour. MTN MoMo payouts usually land in minutes; Telecel and AirtelTigo can take up to an hour. You'll get a WhatsApp confirmation the moment payout completes.
Block2Pay is operated by Taafpay Limited Company (registered 2020). We're filing for PFTSP licensing with Bank of Ghana, and in the meantime we operate via partnership with Flutterwave, which holds a Bank of Ghana Enhanced Payment Service Provider (PSP) license. All funds are held in Flutterwave's regulated account — never on our own balance sheet.
After you verify your Ghana Card (takes about 5 minutes via our partner Prembly), you become a TaafPay Verified seller. You can put the badge on your Instagram bio, WhatsApp catalog, website, or print it on your business cards. The badge links back to your storefront so buyers can see your sales count, dispute rate, and rating — the trust signal Ghana social commerce has been missing.
MVP is Ghana-only — both sellers and buyers must have a Ghana mobile money account. Pan-African expansion is on the roadmap once we secure PFTSP licensing and the Ghana-Rwanda fintech passport opens up.
Five minutes to verify your Ghana Card. One link, ready to share. No upfront cost.